GeoBlue Navigator Crew is a worldwide health insurance for maritime crews and employers.
GeoBlue Navigator Crew offers unlimited annual and lifetime medical maximum. However, it is a medically underwritten insurance plan and is not compliant with the U.S. Affordable Care Act (PPACA).
Pre-existing conditions exclusion can be reduced or waived with proof of prior creditable insurance.
There are no pre-certification penalties as it is not required, and there is no limit on time spent in or outside the U.S.
Within the U.S., GeoBlue Navigator Crew insurance participates in BlueCross BlueShield PPO network, which is very well accepted across the U.S.
Preventive services have no waiting period and there are no sub-limits. Additionally, the deductible is waived with office visits.
GeoBlue Navigator Crew offers a range of deductibles. The chosen deductible doubles while visiting a provider outside the PPO network in the US, but is reduced by 50% outside of the U.S.
GeoBlue Navigator Crew allows you to make monthly payments.
Due to the nature of people insured in GeoBlue Navigator Crew, sailboat racing, alcohol, and terrorist related injuries are covered under the plan.
For those residing in Schengen countries, GeoBlue Navigator Crew fully meets the requirements of Schengen visa insurance.
GeoBlue Navigator crew is underwritten by 4 Ever Life International Limited, rated A- "Excellent" by A.M. Best.
GeoBlue Navigator Crew will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.