Health Insurance for individuals studying in the USA on an F or J Visa, including OPT.

International student and exchange visitor health insurance offers necessary medical coverage meeting school or federal requirements for F, J or M visa holders and OPT participants attending US educational institutions or programs.

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Patriot Exchange Program

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 个月 至 4 年

Overview

PPO网络内:自付额后,保险支付90%至$10,000,之后保险支付100%至保险最高保额。
PPO网络外:自付额后,保险支付80%至最高保额。
美国境外:满足自付额后,100%赔付至最高保额。

Direct Billing

  • $50共付额,$0自付额除外
  • $20共付额,$0自付额除外
  • $5 共付额, 自付额免除
  • 包括

ExchangeGuard®

Underwriter: Lloyd's

Coverage Availability 5 Days to 4 Years

Overview

自付额后,保险支付100%至最高保额;或
自付额后,保险支付80%至最高保额。
PPO 网络外: 自付额后,保险支付通常,合理及惯常的费用至最高保额。

Direct Billing

  • $15 共付额,$0自付额除外
  • $15 共付额,$0自付额除外
  • 至最高保额
  • 包括

Student Health Advantage

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 Month to 5 Years

Overview

Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.

Direct Billing

  • $5 共付额, 自付额免除
  • 包括

StudentSecure®

Underwriter: Lloyd's

Coverage Availability 1 Month to 4 Years

Overview

Within PPO network:
Elite: After copayments, plan pays 80% up to $10,000, then 100% up to the policy maximum.
Select: After copayments, plan pays 80% up to $25,000, then 100% up to the policy maximum.
Budget: After copayments, plan pays 80% up to $45,000, then 100% up to the policy maximum.
Smart: After copayments, plan pays 80% up to $100,000, then 100% up to the policy maximum.

Direct Billing

  • $30, $50, $75, or $100 copay. $60, $100, $150, or $200 copay outside PPO.
  • $10或$25共付额
  • 包括

Navigator® Student

Underwriter: 4 Ever Life International Limited

Coverage Availability 3 Months to 364 Days

Overview

After deductible, payment varies based in/out network and in/out U.S.

Direct Billing

  • 至最高保额
  • 身体检查: 每年一次最多$250。 其它健康项目: 至最高保额,自付额免除。
  • 包括

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

Coverage to policy max for ages <70 Learn More
  • $25 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • 至最高保额
  • 包括

Patriot America® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Overview

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

  • $25 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Excluded

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